Urges Congress and President to prohibit private financial institutions from penalizing individuals for exercise of free speech.

This resolution urges Congress and the President to pass federal legislation prohibiting federally regulated financial institutions (like banks and payment services) from penalizing customers for expressing constitutionally protected speech. It was prompted by PayPal’s 2022 policy proposal to fine users $2,500 for posting "misinformation" or content deemed "unfit" by the company alone. The resolution emphasizes that such policies could restrict free speech despite the First Amendment, as financial services are essential to daily life. It does not create new law but requests federal action to protect consumers from private financial institutions’ speech-related penalties.