Requires health insurance coverage for annual mental health screening.

S 952 requires all health insurance plans in New Jersey (including hospital, medical, and health service corporation plans) to cover annual mental health screenings at no extra cost to patients. The bill mandates that mental health coverage must be provided under the same terms as physical health care - meaning insurers cannot impose stricter copays, deductibles, or limits on mental health services compared to other medical treatments. This applies to all plans issued or renewed in New Jersey after the law takes effect, covering conditions defined by current medical standards (like those in the DSM). The law builds on federal mental health parity requirements but specifically adds the annual screening mandate as a new coverage obligation.