Provides that routine foot care services covered under certain insurance policies include coverage of services provided by podiatric physicians.

New Jersey's S 94 requires most health insurance policies - including hospital service, medical service, health service, individual, and group health plans - to cover routine foot care services provided by podiatrists. The bill defines "routine foot care" as non-painful treatment for corns, calluses, or toenails (excluding cases involving metabolic disease), and mandates equal reimbursement for all providers performing the same service under a given procedure code. This directly affects insurance companies (requiring them to include podiatrist services in covered benefits) and podiatrists (ensuring access to reimbursement for routine care). The law applies to policies issued or renewed in New Jersey after its effective date.