Prohibits mortgage loan discrimination based on familial status.

New Jersey's S 69 prohibits banks and lenders from discriminating against mortgage applicants based on their "familial status," which includes being a parent (natural or adoptive), having custody of a child, being pregnant, or seeking legal custody of a minor. The bill requires lenders to offer the same loan terms and availability to all applicants regardless of these family circumstances. Individuals who face discrimination can sue for damages, attorney fees, and court costs, while the Banking Commissioner can investigate violations and impose $10,000 penalties per offense. This law directly affects mortgage applicants and lenders across New Jersey, aiming to prevent bias in home financing based on family structure.