Concerns certain fees for credit card usage during state of emergency.

This bill prohibits credit card companies from charging merchants higher fees for manually entering credit card numbers during a state emergency than for standard electronic transactions. It directly affects merchants (businesses selling goods or services in New Jersey) and non-bank electronic payment systems that process credit/debit card payments. The law requires equal fees for manual and electronic credit card transactions whenever the governor declares a public health or state emergency under New Jersey law. The rule takes effect immediately upon passage.