Restricts access to motor vehicle accident reports under certain circumstances.

This bill delays public access to motor vehicle accident reports for 90 days after the accident date, with specific exceptions. It directly affects the general public, who cannot view or obtain reports until 90 days post-accident, while maintaining immediate access for insurers' investigators and others listed in the exceptions (e.g., vehicle owners, injury claimants, law enforcement investigating fraud). Key provisions include requiring law enforcement to collect detailed accident information (cause, conditions, involved parties) and restricting public disclosure until 90 days pass, except for the named exceptions. The bill does not change how reports are compiled but alters when they become accessible to non-exempt individuals.