"New Jersey Respect for Physicians Act;" requires prompt response by insurers to requests for prior authorization of health care services.

S 530, the "New Jersey Respect for Physicians Act," shortens the time insurance companies must respond to doctors' requests for prior authorization of health services. For most cases (inpatient, outpatient, or clinic care), insurers must now respond within 48 hours instead of the previous 15-day limit, with emergency cases remaining at 24 hours. If insurers fail to respond on time, the request is automatically approved, and insurers must pay for the services provided. This directly affects health insurance companies, hospitals, physicians, and patients needing covered medical care.