Requires certain wellness visits to be covered once per year without waiting periods.*

This New Jersey bill (S 4913) requires health insurance plans sold in the state to cover specific preventive services without copays or deductibles. It affects all hospital and medical service corporation contracts issued in New Jersey, mandating coverage for evidence-based services rated "A" or "B" by the U.S. Preventive Services Task Force, CDC-recommended immunizations, pediatric care guidelines, and women's preventive screenings. The key provision ensures coverage for these services occurs on a calendar year basis (January 1-December 31), not tied to an insurance plan’s annual cycle. This means patients must receive annual coverage for these services without waiting periods or cost-sharing, regardless of when their insurance plan year begins.