Revises New Jersey Secure Choice Savings Program.*

This bill lowers the employee threshold for New Jersey's Secure Choice Savings Program, requiring all employers with at least one employee to participate - previously, only businesses with 25 or more employees were subject to this requirement. It removes the "small employer" exemption, meaning even the smallest businesses must automatically enroll eligible employees in the retirement savings program unless employees opt out. Employers must establish payroll deduction arrangements within nine months of the program's launch, with employees able to choose contribution levels (starting at 3% of wages) and investment options. The change directly affects all New Jersey employers, expanding participation from larger businesses to all workplaces with employees.