Requires defendants, including insurance companies named as defendants, to be properly identified in causes of action.*

This bill requires insurance companies to be named as the sole defendant in insurance liability cases, rather than just the insured person or entity. It mandates that during litigation and trials, the insurance company must be identified by its legal name (as filed with the state insurance commissioner), not by assumed or fictitious names, and that triers of fact must be informed of this legal name. The law applies to all insurance lines covered under New Jersey law (except annuities) and takes effect immediately for policies issued or renewed on or after the effective date. It directly affects plaintiffs in insurance claims, insurance companies, and courts handling such cases.