Prohibits public utilities from imposing surcharge on certain payment transactions.

This bill (S 4354) stops public utilities (like electricity, gas, or water companies) from charging extra fees when customers pay bills using specific non-automatic methods. It directly affects customers who choose one-time payments via online credit/debit cards, phone systems, or direct bank withdrawals instead of enrolling in automatic payments. The law prohibits utilities from adding a "surcharge" - an extra fee meant to cover third-party payment processing costs - to these payment types. The rule applies immediately to all covered public utility customers in New Jersey.