Requires health insurance coverage of diagnostic and supplemental breast examinations without cost-sharing.

This bill requires all health insurance plans in New Jersey to cover diagnostic and supplemental breast examinations without requiring patients to pay deductibles, copays, or other cost-sharing. It applies to all types of health insurance in the state, including private insurers, health maintenance organizations, and state employee health programs. Diagnostic exams evaluate abnormalities found in screenings or detected another way, while supplemental exams screen for breast cancer when no abnormality is present but based on personal/family medical history or risk factors like dense breasts. Insurance plans must cover these examinations at the same level as other medical conditions, with no out-of-pocket costs for patients.