Requires health insurance coverage of scalp cooling systems in connection with cancer chemotherapy treatment; requires physicians to inform patients of scalp cooling therapy.

This bill requires all health insurance plans in New Jersey - including hospital service corporations, medical service corporations, health maintenance organizations, and individual/group policies - to cover scalp cooling systems for patients undergoing cancer chemotherapy. It defines a "scalp cooling system" as a medical device designed to prevent hair loss during treatment, mandating coverage "to the same extent as for any other condition." Additionally, physicians must inform patients about this option before starting chemotherapy and document the discussion in medical records. The law applies to all new or renewed insurance contracts issued after its effective date (180 days post-enactment).