Allows persons operating bicycle, low-speed electric bicycle, or low-speed electric scooter involved in accident to be eligible for personal injury protection benefits; requires crash reports for accidents.

This bill makes bicycle, low-speed electric bicycle, and low-speed electric scooter operators eligible for personal injury protection benefits by defining them as "pedestrians" under New Jersey law, which previously excluded them following a 2024 Supreme Court decision (Goyco v. Progressive Ins. Co.). It also requires crash reports for accidents involving these vehicles, aligning their reporting requirements with motor vehicle accident procedures. The bill applies to anyone operating these vehicles who is injured in an accident, ensuring they can access benefits through their auto insurance policy. This legislation directly responds to a court ruling that had created a gap in coverage for these types of operators.