Establishes special enrollment period for individual health plan enrollees and dependents when health care providers become out-of-network.
This bill establishes a special enrollment period of at least 30 days for New Jersey residents with individual health insurance plans when their current health care provider becomes out-of-network during their coverage period. The state's health insurance board must set this period, and insurance carriers are required to notify affected enrollees about the start and end dates. This allows individuals to switch health insurance plans immediately without waiting for the annual open enrollment period. The law applies to plans delivered, issued, or renewed on or after the effective date, 90 days after enactment.
Bill status
in committee
1 of 4 stages cleared
Introduction
Dec 2024
Committee Review
Floor Vote
Governor
Introduced Dec 5, 2024
Last action Dec 5, 2024
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
1
Key actions
0
Committee
0
Dec 5, 2024
Introduced
Introduced in the Senate, Referred to Senate Commerce Committee
upper
1 primary · 1 co-sponsor
Sponsors
Ask Maddy
·
AI policy assistant
Ask Maddy about S 3903
Scope: NJ
Hi! I can help you understand S 3903. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline