S 3903 New Jersey Senate · 2024-2025 Regular Session

Establishes special enrollment period for individual health plan enrollees and dependents when health care providers become out-of-network.

This bill establishes a special enrollment period of at least 30 days for New Jersey residents with individual health insurance plans when their current health care provider becomes out-of-network during their coverage period. The state's health insurance board must set this period, and insurance carriers are required to notify affected enrollees about the start and end dates. This allows individuals to switch health insurance plans immediately without waiting for the annual open enrollment period. The law applies to plans delivered, issued, or renewed on or after the effective date, 90 days after enactment.
Bill status in committee 1 of 4 stages cleared
Introduction
Dec 2024
Committee Review
Floor Vote
Governor
Introduced Dec 5, 2024 Last action Dec 5, 2024
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Dec 5, 2024
Introduced
Introduced in the Senate, Referred to Senate Commerce Committee
upper
1 primary · 1 co-sponsor

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