Establishes pilot program providing NJ FamilyCare eligibility for children with special needs who would otherwise be ineligible due to parental income and assets, and requires DHS commissioner to conduct study.

S 3803 creates a three-year pilot program to provide NJ FamilyCare health coverage (which includes Medicaid and children's health insurance) to children with special needs who live at home but are denied coverage due to their parents' income or assets. To qualify, a child must meet the federal disability definition used for Supplemental Security Income (SSI) benefits, which covers children under 21 with blindness or disability. The program requires annual reviews to confirm ongoing disability eligibility, with an appeal process if benefits are terminated, and mandates a final report to the legislature on costs and effectiveness. After the pilot, the state must evaluate whether to make the program permanent based on the report's findings.