Establishes home elevation fund and dedicates up to $5 million of realty transfer fee revenue annually for this purpose.

This bill creates a dedicated "Flood Protection and Home Elevation Fund" using up to $5 million annually from realty transfer fees. It directly helps homeowners in flood-prone areas by reimbursing 25% of annual loan interest paid for elevating their primary residence (single or two-family homes), capped at $750 per year, provided the homeowner also secures matching county funds. Key requirements include obtaining zoning approvals before starting the project, completing the elevation, and submitting proof to both the state and county. The fund is administered by the Department of Environmental Protection, with reimbursement available yearly as long as the homeowner continues paying interest on their elevation loan.