Establishes limits on transcript release restrictions at institutions of higher education and certain proprietary institutions.

New Jersey Senate Bill S3280 prevents colleges and universities from withholding student transcripts due to unpaid fees of $2,000 or less for non-mandatory charges (like campus activity fees or parking). It requires institutions to provide transcripts for transfers, graduate school applications, or job-related purposes (including internships and certifications) regardless of small outstanding debts, and prohibits charging extra fees or using transcripts as a debt collection tool. Institutions may still condition transcripts on repayment plans for unpaid tuition, room/board, or fees exceeding $2,000. The bill also protects students needing transcripts to apply for or refinance student loans and treats violations as consumer fraud under state law.