Requires health insurance carriers to provide coverage for enrollment of student in recovery high school alternative education program.

This New Jersey bill (S 3241) requires health insurance companies to cover enrollment in recovery high school alternative education programs for students with substance use disorders when placement is determined clinically appropriate by certified counselors, physicians, or treatment facilities. The coverage must be provided under the same terms and conditions as other medical benefits, without more restrictive limitations such as higher copayments or deductibles. The requirement applies to all health insurance policies, including individual, group, and small employer plans, and specifically covers programs established under P.L.2015, c.254. This policy change ensures students with substance use disorders have access to education programs aligned with their recovery needs through existing health insurance coverage.