Expands requirements for health insurance carriers concerning prostate cancer screening and requires coverage be provided without cost sharing.

S 3060 requires all health insurance carriers in New Jersey to cover annual prostate cancer screening without out-of-pocket costs for men aged 40 to 75. This expands current law, which previously only mandated coverage for men 50+ or 40+ with risk factors, by broadening the age range and defining "prostate cancer screening" to include digital rectal exams, PSA tests, and follow-up diagnostics like imaging and biomarker tests. The bill applies to all health plans, including group policies, HMOs, individual plans, and state health benefit programs. It takes effect 90 days after enactment for all new or renewed contracts.