Requires health insurance coverage of postpartum pelvic floor physical therapy.

This bill requires all health insurance plans sold in New Jersey to cover pelvic floor physical therapy during the postpartum period (defined as one year after childbirth). It applies to hospital service corporations, medical service corporations, individual and group health insurance policies, health maintenance organizations, and state-run health benefit programs. Insurers must provide this coverage on the same terms as other medical treatments, without additional cost-sharing. The law affects all New Jersey health insurance plans delivered, issued, or renewed after the bill's effective date.