Requires health insurance coverage of at-home rehabilitation services.

This bill (S 2692) requires all health insurance plans sold in New Jersey to cover at-home rehabilitation services for individuals with functional, physical, or mental impairments caused by injury or disease. It applies to every type of health insurance policy, including individual, group, and health maintenance organization plans, mandating coverage "to the same extent as for any other medical condition." The law defines "at-home rehabilitation" as treatment using medical equipment within a person’s home, and requires insurers to cover these services without additional cost-sharing beyond standard policy terms. This directly affects all New Jersey health insurers and their policyholders needing such rehabilitation services.