Provides that automobile insurers may act as primary insurer and pursue claims against health insurers under certain circumstances.

S 2277 (New Jersey Senate Bill) clarifies that auto insurers may pay medical expenses for accident victims first when the insured has chosen health insurance as primary coverage, then seek reimbursement from the health insurer. It directly affects auto insurers, health insurers, and drivers who selected health insurance as primary for medical benefits under existing law. Key provisions require auto insurers to notify health insurers of the coverage choice and allow them to recover paid amounts (plus fees) from the health insurer if that insurer should have been primary. The bill does not change coverage options but streamlines the process for insurers to coordinate payments after accidents.