Increases certain minimum limits for motor vehicle and automobile insurance coverages.

New Jersey's S 2258 raises minimum insurance coverage requirements for motor vehicle liability policies. It increases bodily injury coverage limits from $15,000 per person/$30,000 total to $100,000 per person/$200,000 total per accident, and property damage coverage from $5,000 to $35,000 per accident. The bill also sets minimum options for uninsured/underinsured motorist coverage at $250,000 per person/$500,000 per accident for bodily injury and $500,000 single limit for property damage. These changes directly affect all drivers in New Jersey purchasing standard auto insurance policies, requiring insurers to offer higher coverage minimums.