Prohibits pre-approval or precertification of medical tests, procedures and prescription drugs covered under health benefits or prescription drug benefits plans.

This bill prohibits health insurers, pharmacy benefits managers, and state health programs from requiring pre-approval or precertification for medical tests, procedures, or prescription drugs that are already covered under a health plan and prescribed by a licensed healthcare provider. It directly affects patients, doctors, and healthcare providers by eliminating insurer-imposed delays for covered services. Key provisions ban these entities from conditioning payment on prior authorization for any covered service, ensuring patients receive prescribed care without bureaucratic delays. The law applies immediately to all health and prescription drug plans issued or purchased after enactment.