Provides that limitation on lawsuit option does not apply in accidents caused by drunk or reckless drivers.

This bill amends New Jersey's auto insurance law to remove a limitation on suing for noneconomic damages (like pain and suffering) in accidents caused by drunk or reckless drivers. Specifically, it ensures the "no limitation on lawsuit" option automatically applies when an accident results from a driver convicted of operating under the influence (R.S.39:4-50) or reckless driving (R.S.39:4-96). This means victims of such accidents can pursue full compensation for noneconomic losses without needing to prove severe physical injury, as required under the standard "limitation on lawsuit" option. The change directly affects victims of drunk/reckless driving accidents and insurers facing liability claims in these cases.