Revises requirements for infertility coverage under certain health insurance plans.

This bill requires health insurance plans covering groups of 50+ people in New Jersey to include coverage for infertility diagnosis and treatment. It mandates coverage for specific services like in vitro fertilization, embryo transfer, artificial insemination, and up to four egg retrievals per person, while defining infertility through medically established criteria (e.g., inability to conceive after 12 months of unprotected intercourse for those under 35). Religious employers may opt out of covering certain procedures like IVF if it conflicts with their beliefs, provided they disclose this in writing to subscribers. The law applies to most commercial health plans but excludes government programs like NJ FamilyCare.