Requires certain issuance standards and open enrollment for Medicare supplement policies.

This bill (S 2030) requires New Jersey insurers to offer Medicare supplement policies without denying coverage or charging higher prices based on an applicant's health status, medical history, or past healthcare use. It mandates year-round open enrollment, meaning applicants can apply for these policies at any time without waiting periods. The law applies to all Medicare enrollees, including those who qualify due to age or disability. It also prohibits excluding benefits for preexisting conditions when applicants provide required documentation during specific enrollment periods, while maintaining existing federal preexisting condition protections.