Requires health insurance carriers to categorize mental health treatment and therapy received by victim of domestic violence as medically necessary treatment and provide full benefits coverage therefor.

This bill requires New Jersey health insurance companies to cover mental health treatment and therapy for domestic violence victims as medically necessary, meaning insurers must pay for these services just like other covered medical treatments. It amends multiple insurance laws (affecting hospital, medical, and health service corporations) to remove provisions allowing insurers to deny such coverage, directly impacting all health insurance plans and domestic violence survivors seeking therapy. The law applies to all plans where insurers can adjust premiums, ensuring consistent coverage without additional cost barriers for victims.