Revises health insurance coverage requirements for treatment of infertility.

This bill (S 1966) requires health insurance plans in New Jersey to cover specific medically necessary infertility treatments, directly affecting insurers and patients seeking fertility care. It mandates coverage for services like IVF, genetic testing, medications, and diagnostic procedures as defined by medical guidelines, while limiting IVF coverage to cases where less expensive treatments have failed, capping egg retrievals at four per person, and requiring coverage for those who've reversed sterilization. Religious employers may opt out of covering certain procedures (like IVF) if it conflicts with their beliefs, but must disclose this in writing. The bill was introduced in January 2024 but was withdrawn on January 9, 2024.