Revises law concerning prohibition of certain unsolicited checks.

This bill prohibits businesses from sending unsolicited checks that automatically enroll recipients in services, charge fees, or create ongoing obligations when cashed. It directly affects businesses that send such checks, excluding checks sent in response to requests, as account substitutes, or by licensed financial institutions. The key change revises penalties: first violations face up to $500 fines, second violations up to $1,000, and third or subsequent violations escalate to consumer fraud act penalties (up to $20,000 for repeat offenses). The law aims to prevent deceptive practices involving "free check" scams that trap recipients into paying hidden fees.