Expands definition of child under PFRS and SPRS.

This bill expands the definition of "child" under New Jersey's Police and Firemen's Retirement System (PFRS) and State Police Retirement System (SPRS) to include children of any age who are disabled due to intellectual disability or physical incapacity. Specifically, it adds a new provision (d) requiring the disability to prevent substantial gainful work for at least 12 months, as certified by a medical board. This change directly affects surviving family members of retired or deceased police and firefighter members who qualify as disabled children under the new criteria. The policy shift ensures these disabled children may now receive survivor benefits previously only available to younger or education-focused dependents.