Establishes "Community Wealth Preservation Program"; expands access for certain buyers to purchase property from sheriff's sales.

This bill reduces the required deposit for specific buyers at sheriff's property sales from 20% to 3.5% for: - Homeowners facing foreclosure, - Their next of kin, - Tenants in the property, - Nonprofit community development corporations, or - Buyers who will occupy the property as their primary residence for at least 84 months. It directly affects low-income homeowners and community organizations seeking to retain homes during foreclosure. The key mechanism lowers financial barriers to purchasing properties at sheriff's sales, while prohibiting pre-sale contact between lenders and potential buyers to protect vulnerable parties.