Establishes Small Business Resiliency Project Loan Program in EDA for certain small businesses implementing certain resiliency projects.

This bill establishes a state-funded loan program to help small New Jersey businesses protect against climate risks. It creates a revolving loan fund managed by the New Jersey Economic Development Authority (EDA), providing low-interest loans to qualified businesses with 50 or fewer employees that implement specific resiliency projects - such as flood protection, stormwater management, or climate-adapted infrastructure. Businesses must be registered in New Jersey and maintain operations in-state, with priority given to those in municipalities with climate planning. Loans require annual reporting on fund usage but are designed to offer better terms than typical private business loans.