Authorizes home care for individuals who are disabled or elderly and requires health insurance coverage therefor.

S 1599 requires health insurance plans in New Jersey to cover home care services for disabled or elderly residents (65+ years old) when in-person clinic visits aren't medically feasible. The bill mandates that hospital, medical, and health service insurance contracts provide coverage for home care "to the same extent as for any other medical condition," excluding custodial care. It defines home care as preventative, primary, specialty, or urgent medical treatment provided in a patient's home by licensed professionals, documented by clinical judgment. This directly affects disabled or elderly New Jersey residents seeking home-based medical care and their insurance providers, ensuring coverage without new network requirements. The bill is currently pending in the Senate Health Committee after introduction on January 9, 2024.