Establishes that payment plan for motor vehicle surcharges is mandatory upon request; extends payment period.

This bill requires New Jersey's Motor Vehicle Commission to automatically offer drivers a monthly payment plan for outstanding motor vehicle surcharges upon request, replacing the previous discretionary approach. It affects drivers who owe surcharges due to accumulating six or more points on their license within a 36-month period. The key provision mandates that payment plans must be available for up to 36 months, with the commission no longer having discretion to deny such requests. This change simplifies access to structured payments for drivers facing financial hardship with surcharge debt.