Increases from six to 10 the number of motor vehicle penalty points necessary to incur surcharges.

New Jersey's S 1515 increases the threshold for motor vehicle surcharges from six to ten accumulated traffic violation points within a 36-month period. This change directly affects drivers whose records reach 10 or more points, triggering a $150 initial surcharge plus $25 for each additional point. The bill amends existing law to adjust the point count required before surcharges apply, without altering the types of violations that count toward points. The policy change aims to reduce surcharge assessments for drivers with fewer violations, shifting the financial impact to those with more severe driving records.