Requires certain disclosures by providers of commercial financing.

This bill requires commercial financing providers to disclose key financial details to business recipients before offering sales-based financing (where repayment is tied to sales volume). Specifically, providers must clearly state the total financing amount, the actual disbursement amount after fees, the finance charge (cost of financing), and an estimated annual percentage rate (APR) calculated based on projected sales. These disclosures must be provided in a standardized format at the time of the specific financing offer, helping businesses understand the true cost and compare options. The bill applies to providers offering commercial financing (not personal loans) to businesses, ensuring transparency in sales-based repayment structures.