Requires health insurance coverage of prenatal genetic test during first trimester of pregnancy.

This bill (S 1276) requires all health insurance plans in New Jersey - covering hospital services, medical expenses, and individual/group policies - to cover prenatal genetic testing during the first trimester of pregnancy. It specifically mandates coverage for three testing methods: carrier screening (cheek swab blood/tissue test), nuchal translucency screening, and chorionic villus sampling. Benefits must be provided at the same level as coverage for other medical conditions under the policy. The law applies to all relevant insurance contracts issued or renewed in New Jersey, including those where insurers reserve the right to adjust premiums.