Requires health benefits coverage of hearing aids for all ages.

New Jersey's S 1254 requires most health insurance plans (including hospital, medical service, health service, individual, and group policies) to cover medically necessary hearing aids for individuals under age 15. The bill mandates coverage for hearing aids for each ear when prescribed by a physician or audiologist, with a $1,000 annual limit per ear every 24 months. Patients may pay the difference for hearing aids exceeding the benefit amount without penalties to providers. This applies to policies where insurers reserve the right to adjust premiums, directly affecting children under 15 enrolled in covered insurance plans. The bill does not extend coverage to adults or alter existing benefits for other medical conditions.