Prohibits condominium associations from assessing insurance deductibles to individual unit owners or groups of unit owners.

This bill (S 1013) prohibits condominium associations from charging individual unit owners or groups of owners for insurance deductibles when repairing common elements (like hallways, roofs, or shared facilities). It directly affects condo associations and their unit owners by requiring associations to cover these deductible costs themselves, not pass them to residents. The key provision amends existing law to explicitly state associations "shall not pass the cost of an insurance deductible to a unit owner" for repairs to common areas not intentionally damaged by the owner. This changes how associations handle insurance costs for shared property maintenance.