Establishes compensation limits for licensed public adjusters during certain emergencies.

This bill sets a 10% cap on fees that licensed public adjusters can charge for handling insurance claims related to designated disasters. It applies for one year after an event is officially classified as a "catastrophic loss" (such as hurricanes, floods, or earthquakes) by state or federal emergency authorities. The cap limits fees to 10% of the total insurance payout made by the insurer for those claims. This directly affects public adjusters and their clients (insured individuals or businesses) during declared emergencies.