Prohibits insurers from raising medical malpractice liability insurance premiums under certain circumstances.

This bill prohibits New Jersey insurers from increasing medical malpractice insurance premiums based on dismissed claims against healthcare providers. It specifically prevents premium hikes if a malpractice claim is dismissed within 180 days of the last responsive pleading, unless the claim results in a settlement, judgment, or award against the provider. The law directly affects doctors, hospitals, and other healthcare providers who purchase medical malpractice insurance in New Jersey. It creates a clear rule that insurers cannot penalize providers for claims that are resolved without liability. The bill takes effect immediately upon enactment.