Prohibits motor vehicle liability insurance policy from restricting amount that may be recovered under policy.
This bill would require New Jersey motor vehicle insurance policies to cover at least $35,000 per person for bodily injury in single-accident cases (rising to $70,000 for multiple victims) without limiting how much victims can recover. It sets minimum uninsured motorist coverage at $250,000 per person for bodily injury and prohibits insurers from restricting recovery amounts or allowing "stacking" of multiple policies to exceed the policy’s limits. The law applies to standard liability policies for vehicles registered in New Jersey, excluding basic insurance plans.
Bill status
in committee
1 of 4 stages cleared
Introduction
Dec 2025
Committee Review
Floor Vote
Governor
Introduced Dec 22, 2025
Last action Dec 22, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
1
Key actions
0
Committee
0
Dec 22, 2025
Introduced
Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Craig Coughlin
DDemocratic
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