Prohibits revival of certain time-barred consumer debt litigation claims.

This bill prohibits creditors from reviving consumer debt claims that have passed the six-year statute of limitations, even if the debtor later makes a payment, acknowledges the debt, or promises to pay. It directly affects individuals who owe personal, family, or household debts - including medical and standard consumer credit - and creditors attempting to collect on expired claims. The law explicitly states that subsequent actions by debtors (like partial payments or written acknowledgments) after the six-year period ends cannot extend the time to file a lawsuit. The bill applies immediately to all consumer debt claims filed on or after its effective date, aligning with New Jersey's existing six-year limit for such cases.