Eliminates court filing fees for individuals who are sued for consumer debt.

This bill eliminates court filing fees for people being sued over consumer debt in New Jersey. It directly affects individuals facing lawsuits to collect personal, family, or household debt - including medical debt - when they file responses, counterclaims, or other court documents. The law removes fees for these filings in both small claims and civil courts, covering actions like answering complaints or disputing claims. It defines "consumer debt" as debt incurred for personal needs under current law, including medical debt as defined by existing statutes.