Establishes "Virtual Currency Kiosk Consumer Protection Act."

This bill establishes the "Virtual Currency Kiosk Consumer Protection Act" for New Jersey, requiring virtual currency kiosk operators to provide clear disclosures about risks (including that virtual currency isn't legal tender or FDIC-protected), display scam warnings, and use blockchain analytics to prevent transactions to fraudulent wallets. Operators must obtain a money transmitter license from the Department of Banking and Insurance, maintain anti-fraud policies, designate full-time compliance and consumer protection officers, and submit quarterly location reports. The law directly affects businesses operating virtual currency kiosks in New Jersey, aiming to increase transparency and consumer protection in this emerging market.