Limits general application of certain consumer contracts.

New Jersey's A5322 limits how consumer contracts can be used by prohibiting companies from including terms that govern unrelated purchases. The bill requires service contracts (for personal, family, or household use) to apply only to the specific service bought, not controlling how consumers purchase other products or services from the company or its affiliates. It explicitly excludes securities and commodities transactions from this rule. The law takes effect 180 days after enactment and applies to new or renewed contracts entered after that date.