Requires health insurance coverage of scalp cooling systems in connection with cancer chemotherapy treatment; requires physicians to inform patients of scalp cooling therapy.

This bill requires most health insurance plans in New Jersey to cover scalp cooling systems used during cancer chemotherapy treatment to prevent or reduce hair loss. It applies to hospital service corporations, medical service corporations, health maintenance organizations, individual and group health insurance policies, and state-sponsored health benefit programs. The law also mandates that physicians inform patients about scalp cooling therapy options before starting chemotherapy and document this discussion in their medical records. These changes directly affect cancer patients seeking hair loss prevention, insurers offering chemotherapy coverage, and healthcare providers administering chemo.