Requires health insurance and Medicaid coverage for reproductive health care services; prohibits adverse actions by medical malpractice insurers in relation to performance of health care services.

This bill requires all health insurance plans, Medicaid, and state employee health benefits programs in New Jersey to cover reproductive health care services, including abortion, with no cost-sharing (no deductibles, copays, or coinsurance). It allows religious employers to request coverage exclusions based on religious beliefs, while requiring insurers to provide written notice of such exclusions to covered persons. The bill also prohibits medical malpractice insurers from taking adverse actions against providers who offer reproductive health services, even if the patient is from a state where such services are restricted. These provisions aim to remove financial barriers to reproductive health care access while protecting health care providers.